Paul Margarites
Head of Commercial Digital Channels
TD Bank
Paul has oversight over the next generation of digital platforms to provide best in class Online and Mobile capabilities. As part of the digital strategy, Paul is responsible for TD's API functionality and ensuring TD delivers an open banking infrastructure to support clients and FinTech partnerships. These new and improved capabilities will maximize value and enhance the Customer experience for TD Bank’s Commercial clients.
Paul has more than 15 years of experience in financial services focused on building and scaling digital products as well as developing comprehensive strategies for global banks. He joins TD from J.P. Morgan Chase (JPM), where he was responsible for fintech partnerships and blockchain-based products for its treasury management business. Previously, Paul spent time at PwC where he led risk and capital projects at several global banks. Additionally, Paul founded PwC's RegTech practice, which uses technology to manage regulatory processes. As a result, Paul formed several partnerships with emerging RegTechs that deploy emerging technology to reduce fraud.