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Multi-Client Studies Special research studies that explore hot-button business banking topics in-depth.
Fresh Insights

Driven to Bring You New Research

We know how challenging it can be to find quality, data-backed insights on new and emerging topics in business banking. Barlow Research’s multi-client studies focus on bringing you research findings that will help your institution understand the intricacies of new and complex business banking topics through voice of the business research.

Our Clients use these studies to...

Each Multi-Client Study Has a Unique Purpose, Methodology, and Set of Insights.

Refine Customer Experiences
Find Best Practices
Explore Emerging and New Topics
Track New and Competitive Solutions

Current Studies Available

Study

2026 Digital Account Opening (DAO)

The 2026 Digital Account Opening Study captures how several leading financial institutions have engineered the account opening experience for small businesses. Every step in the process is captured directly from the business owner’s perspective as a net-new customer.

FOCAL POINTS OF THIS STUDY:

  • Beneficial ownership verification processes
  • Digital + human interactions
  • Additional product cross-selling
  • Account activation and funding
  • Onboarding and training
STUDY

Business Credit Card CX + Management Study

The Business Credit Card CX + Management Study explores the online application experience as well as the digital capabilities for card controls, role-based user entitlements and card spend analytics offered by several leading business credit card providers, delivering actionable insights into best-in-class UX design, operational friction points and technical differentiators, directly through the eyes of real business users.
Follow the customer journey from first click in the online application until decision
Explore spend management and card control features offered within admin and card-user levels
Collect competitive intelligence on key technical aspects and best practice UX highlights
Study

Business Banking Onboarding Preferences

business-banking-onboarding-preferences-2

The onboarding experience for new business customers purchasing bank products often suffers from complexity, inefficiency, and a lack of personalization. In an increasingly competitive market, these challenges can result in lost opportunities as business customers may choose providers offering smoother, faster, and more transparent onboarding.  

Barlow’s Business Banking Onboarding Preferences Study guides financial institutions’ efforts to deliver an exceptional onboarding experience for business customers, with two separate study components available for purchase.

In this research, you will learn…
  • Customer preferences behind new business banking product purchase decisions
  • How to design and deliver the optimal onboarding experience
  • Strategies to promote additional products and solutions for future business needs
Selections

Multi-Client Studies

Barlow’s multi-client studies are selected through conversations with our clients and the analysis of trends we see elsewhere in our data. Multi-client studies are available to any financial service provider.

Studies

Past Multi-Client Studies

We're proud of our past multi-client studies which provide ongoing value to many of our clients.


Business Essentials: Bundled Digital Account Opening Study
The Next Evolution of Small Business Payments
Business Sentiment
Tracking Study
Accounting Software Integration Study
Finding and Retaining Business Deposits
Fintech Digital Account Opening
Contact Us

Have questions about our Multi-Client Studies or would you like to suggest a new topic for us to examine? Let us know.

Business Banking Onboarding Preferences

The Business Banking Onboarding Preferences Study guides financial institutions’ efforts to deliver an exceptional onboarding experience for business customers, with two separate study components available for purchase.

Business Credit Card CX + Management Study

The Business Credit Card CX + Management Study explores the online application experience as well as the digital capabilities for card controls, role-based user entitlements and card spend analytics offered by several leading business credit card providers, delivering actionable insights into best-in-class UX design, operational friction points and technical differentiators, directly through the eyes of real business users.

Business Essentials: Bundled Account Opening Study

U.S. Bank launched Business Essentials, a bundled solution designed to make life easier for small businesses. The Business Essentials: Bundled Digital Account Opening Study is a competitive intelligence study focused on how US Bank is approaching this space.

Next evolution in digital payment acceptance

Barlow Research takes an in-depth approach to evaluate digital payment acceptance methods for small businesses offered by leading banks and fintech providers.

Account Software Integration

Customer experience study that uncovers how four different accounting software solutions are catering to the needs of businesses.​

business sentiment tracking

Ongoing tracking study originating at the beginning of the COVID-19 pandemic. Focused on business health, current challenges and banking needs.

Relationship management in a digital world

Large quantitative study focused on remote relationship management and the future of branch usage.

fintech digital account opening

Customer journey study highlighting the unique ways fintechs with DDAs have designed the digital account opening experience for small businesses.

Small business lender lab

A study provide insight into the digital lending application user experience for small business customers.

Finding & Retaining Business Deposits

Quantitative study that measures the impact of increased rates on attrition, and highlights key industries to target for deposit acquisition. 

2026 Digital Account Opening Study

For most banks, digital business account opening is no longer just a convenience feature, it’s a growth and retention strategy. It helps banks acquire more customers, lower onboarding costs, increase deposits, improve compliance, and compete effectively in an increasingly digital marketplace. The 2026 Digital Account Opening Study explores the end-to-end business checking account opening experience across leading banks and fintechs, identifying best practices and friction points.

Highlights include:

  • Digital + Human Interactions
  • Beneficial ownership verification
  • Account setup and funding steps
  • Product cross-selling strategies
  • Onboarding and training

stay ahead of key industry trends

Strategizing for the future relies upon data, a lot of data. Fortunately, Barlow Research has you covered. We specialize in distilling our large library of voice of the business customer data into succinct trends we think are important to follow.

Examine your organization's brand

Developing and maintaining a quality brand requires targeted feedback from your addressable market. Barlow Research understands that a financial institution’s brand is not only a driver of loyalty but can be differentiating in the market.

Refine Product and Service Solutions.

Staying ahead of your clients’ product needs is paramount. Barlow Research helps our clients refine product strategies, determine areas for potential growth and stay ahead of emerging product trends.

Gather Competitive Intelligence

Succeeding in business banking requires a deep knowledge of the competitive landscape. Barlow Research helps financial institutions refine product strategies, determine areas for potential growth and stay ahead of emerging product trends.